DRIP Returns Calculator
Dividend Reinvestment Plan modeler
Model the long-term difference between reinvesting dividends back into shares versus collecting them as cash. Adjust yield, growth rate, contribution frequency, and horizon to see compounding in action.
Power of Compounding
Reinvesting dividends buys more shares, which pay more dividends — exponential growth over time.
What is DRIP?
A Dividend Reinvestment Plan automatically uses dividend payouts to buy additional fractional shares instead of cash.
How to use
Enter your investment amount, the stock's yield and expected growth, then compare DRIP vs. cash over your target horizon.
DRIP Returns Calculator
Informational onlyStarting Position
Invested
$10.00K
Shares
100.00
With DRIP (Reinvested)
$77.69K
+$67.69K (677% gain)
Final Shares
200.7631
Dividends Earned
$23.21K
Without DRIP (Cash Dividends)
$53.67K
+$43.67K (437% gain)
DRIP Advantage over 20 Years
+$24.02K
By reinvesting dividends vs. taking cash
This calculator uses compound interest math for informational modeling only. Past performance does not guarantee future results. Not financial advice.
Disclaimer: This calculator is for informational and educational purposes only. All projections assume constant dividend yield and price growth — real-world results vary significantly. Dividend yields can be cut, prices can fall, and past performance does not guarantee future results. Stonkistan does not provide financial advice. Always do your own research.